Paydium's Proprietary Validation Solution
Unlocking the Power of Precision:
Validating Borrower Debit Cards
Wouldn't it be remarkable to instantly confirm the validity and activity of your borrower's Debit Card, assuring its direct connection to their bank account with their name impeccably inscribed? Welcome to Paydium's realm, where our exclusive bank card validation product empowers you, the lender, with real-time insights into card authenticity, activity, and openness.
Superior Validation, Unleashing Opportunities
Experience an unprecedented surge in payment approvals and a dramatic decrease in failed payments through proper validation. Paydium's innovative solution equates to a formidable reduction in First Payment Default (FPD) rates, rendering you the paragon of payment accuracy.
Seamless Integration, Limitless Potential
Embrace effortless integration with Paydium's bank card validation via API. Enrich your loan software or Point of Sale (POS) platform with our versatile endpoint, seamlessly weaving precision into your lending journey. Alternatively, leverage our web portal and Virtual Terminal, empowering your team with a user-friendly validation tool.
Elevating Simplicity, Amplifying Assurance
Embrace simplicity without compromising precision. With our endpoint validation, a concise yet comprehensive response awaits, revealing the validity of the payment card with finesse. Status codes, a definitive true/false outcome, reason-mapped response codes, and a unique ID for record keeping form the bedrock of assurance.
Beyond the Surface:
The Power of In-Depth Validation
Embark on a journey of meticulous validation with Paydium's validate/detailed endpoint. Delve beyond the surface, unraveling the intricate web of Address Verification System (AVS) and Card Verification Value (CVV) validation. Revel in comprehensive insights, including AVS Validation Result Response Code and Message, as well as CVV Validation Result Response Code and Message. Empower your decision-making with a wealth of information at your fingertips. Experience the zenith of precision, efficiency, and trust with Paydium's cutting-edge bank card validation. Unlock a future where payments align seamlessly, ushering in a new era of lending excellence.
Pioneering the Future of Debt Repayment
Join us on our mission to redefine the future of lending payment solutions with our innovative merchant services platform.
